"When my son was hospitalized, we thought that we would lose everything. Being able to borrow the money we needed now until payday saved our home and helped us keep our minds on the important things. "

Kim in Arizona

"Applying online for this loan was simple. All I had to do was fill in a simple form and within hours, my loan was in my checking account. Thanks for making it so easy to make ends meet. I will definitely use this service again."

Alex in Colorado

Available Cash Advance Payday Loan Options

You would probably be surprised to find that there is not much difference between the different cash advance companies that are available on the Internet or in your local area.  The reason why this is the case is because most of the important things that these companies are going to offer to you are regulated by the state in which the loan is going to be presented.  This puts caps on many of the fees that are going to be charged by the payday loan company, as well as any interest that they may charge as well.  Even so, there are some options that may vary from company to company.

Faxless Payday Loans

One of the more convenient things that it is available through these payday loan companies is the possibility to fill out an online form and not to have to back up the information by faxing it to them.  These are known as faxless payday loans and not every company that is on the Internet is going to offer the service to you.  It can save you a lot of trouble, however, from running down to the store and sending out a fax at your cost.  It's just one way for you to make the entire process a little more convenient for you.

Getting Your Money

There are also a number of different ways that these fast cash loan companies may get the money to you.  Two of the most commonly used ways are either by automatically drafting the money into your checking account or sending the money to you via Western Union.  Most people will find that having the money put into their checking account is the most convenient and typically, this is done within one business day.  The only way that having the money wired to you via Western Union would be more convenient is if you needed the money on a weekend, as most banks do not credit your checking account until the following business day.

Payback Options

The reasoning behind a pay check advance is that you are only really borrowing the money for a short time until you're able to pay it back with your next paycheck.  That is why most of these instant pay day loan companies will have short terms for paybacks on the money that range anywhere from seven to 30 days.  Provided you pay the money back whenever it is due, you will only need to worry about paying a fee along with the money that was loaned to you.

If you are unable to pay the money back whenever it is due, you should make sure to contact the pay day cash advance company as soon as you know so that arrangements can be made to pay it back over the course of time. Unfortunately, you may end up paying a high interest rate if this is the case, so do your best to pay it back according to the original contract.

This site does not make any credit decisions. It is designed to help you find the right company to go through. This site does not represent any single company. The application process may be different from one company to another.  In no way are you guaranteed to be approved for any funds from this site.  You will need to contact the lender to determine what is needed for the application process.