"When my son was hospitalized, we thought that we would lose everything. Being able to borrow the money we needed now until payday saved our home and helped us keep our minds on the important things. "

Kim in Arizona

"Applying online for this loan was simple. All I had to do was fill in a simple form and within hours, my loan was in my checking account. Thanks for making it so easy to make ends meet. I will definitely use this service again."

Alex in Colorado

How Easy Are Payday Loans If I Have Bad Credit?

Many people are concerned over the fact that their credit is not exactly where they would like it to be.  Quite a few of us tend to live from paycheck to paycheck and there may even be times whenever we are behind on bills as a result of unexpected expenses or financial downturns of some sort or another.  You would probably be surprised with the number of individuals who are in the same situation as you are, and this is especially the case now that we have seen the downturn in the economy as well.  Just because we are having problems with our credit, however, does not mean that needs won't arise from time to time.  What will you do if those needs come up for you?

Most of the time, personal loans are out of the question because the lending institutions have tightened their belts to the point where they are not willing to lend any money to people unless they have impeccable credit.  There are some companies, however, which will not only offer you a cash advance if you have bad credit, they will even offer it to you in the form of quick cash that will often be in your hands within 24 hours.  Where can you find these companies?

Actually, these payday loan companies are available in almost every city and town in the United States.  There are also plenty of online payday loans that are available, and these tend to be a lot more convenient.  Even if you have bad credit, it is possible for you to get one of these loans because they do not pull your credit as a requirement for the loan itself.  They do have several requirements, however, and you need to make sure that you meet these if you want to be accepted into the loan program.

Some of the main things that they're going to look for is that you need to be a United States citizen who is at least 18 years of age.  Since this is a short-term loan that is really only to get you from paycheck to paycheck, they need to ensure that you are employed and some other companies may require that you have been employed for a length of time.  One other thing that is necessary is that you have a checking account that does not have any bad marks against it over the last few months.  These bad marks would include such things as bounced checks or negative balances.

As long as you meet these most basic requirements, a payday advance loan is fairly easy to get.  You simply need to fill out the forms which are available online and, provided you have gone with one of the Faxless payday loans that are available, you don't even need to verify it by faxing them copies.  Simply submit the information online and you will have an immediate answer, with the money being wired into your account within one business day.

This site does not make any credit decisions. It is designed to help you find the right company to go through. This site does not represent any single company. The application process may be different from one company to another.  In no way are you guaranteed to be approved for any funds from this site.  You will need to contact the lender to determine what is needed for the application process.